Batch systems missed fast fraud. Now, a central platform risk-scores 70% of national payments in under 10 milliseconds.
Bulgaria’s national payment operator is owned by 19 banks and manages the country's entire payment infrastructure, including card services and instant payments.
Fraud attacks became increasingly automated and cross-channel, while legacy rule-based controls relied on fragmented, manual updates. The existing...
“IBM Safer Payments enables us to protect over 70% of domestic card transactions in real time, delivering consistent fraud and AML controls at national scale.”
National payment system operator and card processing provider in Bulgaria.
Enterprise technology and consulting for cloud computing, AI, and business solutions.
Integrated the platform into BORICA’s payment workflows and modernized its fraud architecture.
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